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Whether you're buying a new home or just simply looking to save money on homeowners insurance, you can depend on us to help you find the best coverage at an affordable price. Our partners offer flexible payment options, and reliable customer service. We connect you with A rated insures to help protect your personal liability and belongings. Cut down on paperwork and hassle of having to make multiple calls or trips to an insurance agent to compare rates. With our simple online process we do all the work for you free of charge. You deserve peace of mind when it comes to your home. Grab a free homeowner’s insurance quote and speak with an agent today to get started. We embrace a convenient, smart approach to the insurance process, with innovative online technology and tools that make it easy to get a quote and manage your policy, and some of the most affordable homeowner’s insurance rates around. einsurancerate.com has been in the insurance industry for more than 25 years. We have verified partners who deal with "A+" rated companies, which means they'll have your back if you need to file a claim.
At einsurancerate.com, Our goals and believes is that nothing is more important than getting the biggest savings without compromising coverage. So we help you make sure you have as many options to choose from which enables you to pay as little as possible when it comes to insurance. einsurancerate.com makes finding great coverage at an affordable price easy! It's a free service we offer our users. It’s fast and there's no obligation. We get you options to choose from. We just take the hassle out of finding, calling even visiting multiple insurance agents in your area or spending time filling out online quote requests with carriers less likely to provide you the best rates. We do the leg work on the insurance companies, match you with the insurance providers who offer what you’re looking for, and you get great insurance quotes and coverage options to compare. When it comes to affordable, reliable and quality insurance for yourself or your family, this is one of the most important decisions you can make. We found it can be complicated and time consuming! There are so many different insurance companies and coverage options. At einsurancerate.com, our goal was to make that process easier for our users, so that's what we've done. The piece of mind you’ll feel knowing that you are covered in case of a loss and that you got a great deal on insurance—that's real peace of mind. einsurancerate.com is here to help you find great rates on your insurance. There’s no reason to not get started? Just enter you ZIP Code above, choose home, auto or fill both for extra savings and request your quotes today!
This information is intended to be used for illustrative purposes only and does not constitute an endorsement or recommendation of any particular insurance company or plan by einsurancerate.com or its partners. Furthermore, einsurancerate.com DOES NOT imply or guarantee that a company will sell insurance at the stated premium. Please verify all premium rates with the applicable carrier.
Most of the time, all you need to do is get a boat insurance quote online, tell us a bit about your boat and we compare rates and plan from most companies who right Boat insurance in Florida. It should be that easy everywhere, but it’s not. Here’s how we make it easier and why it matters.With Most of our carriers we offer
Some other boat insurance companies require a detailed inspection of your boat (usually costs $20 per each linear foot). For a 15-foot boat, this costs about $300. With some of our companies, that $300 could pay for your entire boat insurance policy for THREE STRAIGHT YEARS.
Most of our boat insurance companies automatically cover you on all lakes and rivers in the U.S. and Canada plus ocean waters within 75 miles of the coast. If you need even more coverage we have a Bahamas endorsement to cover you while you’re in the Bahamas!
Pays the cost of cleaning up a fuel spill, even if your boat sinks.
If your boat sinks, we’ll cover the costs of removing your boat from the water (if removal is legally required).
Agreed Value is the best protection for your boat, engine and gear. Pays you the most in the event of a claim — the agreed value when you buy the policy for total losses and parts are replaced "new for old." Available for all boat types, excluding PWC. Actual Cash Value or (ACV) Coverage lowers your premium by paying you the current market price for your boat in the event of a total loss. Recommended for smaller boats, personal watercraft and boats without a lien holder
We insure Center Consoles, Cabin Cruisers, Jet Boats, PWC, Bass Boats, Pontoons, Sailboats, Runabouts, Yachts and pretty much all other watercraft up to $3,000,000 in value and 150 feet long. If you have a unique situation, just give us a call, and we’ll do what we can to cover you.
You’ve probably heard that insurance never covers common wear and tear or mechanical breakdowns. Think again because we have a carrier that does cover it. That carrier will repair or replace the lower unit of an outboard motor, or upper & lower units of an inboard/outboard motor if you have a mechanical breakdown—even if it’s caused by wear and tear.
Our companies will pay for towing, fuel delivery, soft ungroundings and jump starts if your boat breaks down on the water. All you have to do is call our dispatch center (number included on your policy card). Some can even make arranges for the tow and pays the tow operator directly (in most cases).
With some of our companies you can purchase this coverage if your boat is no more than one model year old. If it’s totaled within 5 model years, we’ll either buy you a new one or give you the amount you originally paid for your totaled boat—your choice. If you’re outside the 5-year window, we’ll give you the original purchase price you paid. No depreciation. No estimations. Just extra cash for you.
For example, let’s say you bought a brand new boat three years ago for $15,000, but that boat is now only worth $10,000. If you have a total loss, other insurers might just try to give you $10,000 and say that’s what your boat is worth. But a new boat will cost you $15,000+. So we’ll spend the full $15,000+. That’s a real $5,000 difference you get with us.
We have companies that won't increase your premium because of a claim that costs Progressive $500 or less.
With certain carriers, if you’ve been with us for at least 4 years and have not filed a claim in the last 3 years, we won’t count an accident against you at your next renewal, regardless of what it costs.
With boat insurance, many things are covered such as hull, motor, trailer if requested but the most important thing that is covered is you. Below is some additional coverage descriptions.
Most likely not. Most homeowner's policies have:
Yes we do. Our companies are all A rated with excellent claims and customer service.
Boat owners may assume that an auto insurance policy's protection extends to the Trailer and Boat. In fact, your auto insurance policy may help cover the trailer — although you may need to specifically add it to your policy — but what about your boat?
A boat insurance premium may be determined by factors such as the type of boat you own, its size and value and the waterways you'll be navigating. The types and levels coverage you purchase, along with the amount of your deductible, may also play a role in the cost of a boat insurance policy.
At einsurancerate.com our goal is to get you on the water actually enjoying your boat. That’s why we make it as easy as possible to get insurance and stay protected almost anywhere you boat. At einsurancerate.com, we have companies that drop the common requirements other insurers may force on you such as marine surveys, navigation plans and travel restrictions.
We have and extensive network of agents and direct companies we work with. After filling out the simple form, we go to work connecting you with agents and companies that compete to provide you with as many quote options to choose from as possible. You may receive quotes via phone or email from local agents in your area who represent the best insurance carriers nationwide. The agents can answer any questions you may have about coverage benefits, and assist you in finding an insurance policy that will save you money . Additionally, some companies now provide online quoting capabilities for those users who prefer to self service and our technology matches users through the information they provide to the best suited carriers to meet their needs.
The process designed to be quick and easy for our users. It takes less than 2 minutes to fill out our simple form. After the form is filled out you will start receiving quotes from local agents usually within minutes of your request.
Contact from local agents typically begins within minutes of your submission. If your submitting after business hours you may get calls the next business day when your quotes are ready.
NO, this service is free of charge for our users.